ATO	Australian Tax Office
Dollars or $	All references to “dollars” or “$” are references to Australian currency unless otherwise stated.
GST	Goods and Services Tax
FBT	Fringe Benefits Tax
FSCG	Financial Services and Credit Guide
PDS	Product Disclosure Statement
SMSF	Self-Managed Superannuation Fund
STS	Simplified Tax System
TPD	Total and Permanent Disability